然而，东南亚旅游市场普遍遵循有限责任与自甘风险的原则。在高风险游憩项目中，经营方的法定责任多止步于风险告知、签署免责协议，一旦游客无视警示、主动参与高危活动，即被视为自愿承担全部后果，经营方无需额外兜底。政府层面的公共救援、善后保障也远不及国内完备，意外发生后多以权责两清界定责任，不存在国内式的全方位托底。
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Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
В результате атаки США и Израиля на офис совета экспертов Ирана, занимающегося избранием верховного лидера страны, никто не пострадал. Об этом сообщает иранское агентство IRIB News в Telegram-канале.